Our Services

We specialize in a comprehensive range of loan products tailored to meet diverse needs. Whether you are looking to expand your business, purchase a home, manage personal expenses, or leverage your property’s value, we offer customized options including business loans, personal loans, home loans, loan against property, cash credit, and overdraft facilities.

icon

Personal Loan

Our Personal Loan is designed to provide quick and hassle-free financial support for your individual needs. Whether it’s for medical expenses, education, travel, or any other personal requirement, our personal loans come with flexible repayment options and competitive interest rates, helping you manage your finances smoothly without the burden of collateral.

  • Loan Amount: ₹1lakh to ₹50lakhs
  • Interest Rate: 11% to 18% per annum (varies by profile)
  • Eligibility: Salaried with stable income
  • Tenure: 12 to 60 months
  • Processing Time: 1 to 7 days
icon

Business Loan

Empower your business growth with our tailored Business Loans. We offer flexible financing solutions that cater to startups, SMEs, and established enterprises, enabling you to invest in expansion, inventory, equipment, or working capital with ease and confidence.

  • Loan Amount: ₹5lakhs to ₹1cr
  • Interest Rate: 18% to 23% per annum
  • Eligibility: Businesses with minimum 2 years of operation and good credit history
  • Tenure: 12 to 60 months
  • Collateral: Unsecured (depending on customer profile)
  • Processing Time: 3 to 7 days
icon

Home Loan

Turn your dream of owning a home into reality with our Home Loan products. We provide attractive interest rates, easy repayment terms, and quick processing to help you buy, build, or renovate your home without financial stress.

  • Loan Amount: ₹5lakhs to ₹5Crs
  • Interest Rate: 8.5% to 14% per annum
  • Eligibility: Salaried/self-employed individuals with stable income and good credit
  • Tenure: Up to 240 months (20 years)
  • Processing Time: 7 to 15 days
icon

Loan Against Property

Leverage the value of your existing property to meet your financial needs. Our Loan Against Property offers substantial funding with longer tenures and lower interest rates, ideal for business expansion, debt consolidation, or other significant expenses.

  • Loan Amount: ₹25lakhs to ₹20Crs
  • Interest Rate: 9% to 14% per annum
  • Eligibility: Property owners with clear title and stable income
  • Tenure: 12 to 180 months
  • Collateral: Property used as security
icon

Cash Credit

Manage your short-term working capital needs efficiently with our Cash Credit facility. It provides you flexible access to funds up to an approved limit, helping you maintain smooth business operations even during fluctuating cash flow periods.

  • Limit: ₹10lakhs to ₹20Crs
  • Interest Rate: 9.5% to 12% per annum on utilized amount
  • Eligibility: Established businesses with good financials
  • Tenure: Renewable annually
  • Collateral: Usually secured by stock/inventory or receivables or Property or F.D.
icon

Overdraft

Our Overdraft service offers you the convenience of withdrawing more than your account balance up to a sanctioned limit. It is a flexible solution to handle unexpected expenses or temporary cash shortages without immediate repayment pressure.

  • Limit: ₹10lakhs to ₹20Crs
  • Interest Rate: 9.5% to 12% per annum on utilized amount
  • Eligibility: Salaried/self-employed individuals or businesses with bank account history
  • Tenure: Typically 12 months, renewable
  • Collateral: May be secured or unsecured depending on limit

About Us

Established in 2007, FINCOM has been a trusted partner as a loan agency in Kolkata for individuals and businesses seeking reliable financial solutions. With over a decade of experience, we have built a reputation for professionalism, transparency, and customer-centric service.

Our dedicated team understands the unique financial landscape of Kolkata and works closely with clients to simplify the loan process, ensuring swift approvals and competitive terms. We prioritize clear communication and ethical practices, guiding you every step of the way to secure the best possible financing solution.

At the core of our ethos is a commitment to empower our clients with financial flexibility and confidence. Choose us as your financial partner and experience a seamless, trustworthy approach to lending tailored to your aspirations and needs.

We Provide Loans from -

blog

Axis Bank

blog

HDFC Bank

blog

Kotak

blog

SBI

blog

Canara

blog

Central Bank

blog

Bank of Baroda

blog

Punjab National Bank

blog

Bajaj Finance

blog

Tata Capital

blog

Poonawala Finance

blog

L&T Finance

blog

Piramal Finance

blog

Aditya Birla Finance

blog

SMFG India Credit

Customer Stories

review

Get In Touch

Location

19A British India Street
2nd floor
Kolkata 700069
(Opposite Lalit Great Eastern Hotel)
blog

Send Message

CAPTCHA